For avid travelers, casino players, and luxury experience seekers, the MGM Rewards Program offers a tiered system where spending translates into status, perks, and exclusive access. Understanding how many MGM Tier Points you’ve earned — or how many you need to reach the next level — can get complicated. That’s where an MGM Tier Points Calculator becomes an essential tool.
MGM Tier Points Calculator
What Is the MGM Rewards Program?
MGM Rewards is the loyalty program for MGM Resorts International, covering dozens of properties across the United States including:
- Bellagio, MGM Grand, Aria (Las Vegas)
- MGM National Harbor (Maryland)
- MGM Springfield (Massachusetts)
- Beau Rivage (Mississippi), and more
Members earn Tier Credits (aka Tier Points) based on qualifying spend, which determines your status level and unlocks various benefits such as:
- Free hotel stays
- Room upgrades
- Priority check-in
- Dining discounts
- VIP event invites
What Is the MGM Tier Points Calculator?
The MGM Tier Points Calculator is a simple yet powerful tool that helps you:
- Estimate how many Tier Credits you’ve earned
- See how close you are to the next Tier Level
- Plan your spending to reach specific status goals
- Track Tier Progress by category (hotel, gaming, dining, etc.)
This calculator takes into account different spending categories and their respective earning rates to give you a clear breakdown.
MGM Rewards Tier Levels
Here are the current tier levels and the points required to achieve them:
| Tier | Tier Credits Required |
|---|---|
| Sapphire | 0 (entry level) |
| Pearl | 20,000 |
| Gold | 75,000 |
| Platinum | 200,000 |
| Noir (Invite Only) | Invitation required |
How to Use the MGM Tier Points Calculator
Using the calculator is very easy:
Step-by-Step:
- Enter Spend in Various Categories
- Hotel bookings
- Dining & entertainment
- Casino gaming (slots, table games)
- MGM online play (BetMGM)
- Click “Calculate”
- The calculator multiplies your spend by the tier credit earning rate for each category.
- View Results
- Total estimated Tier Credits
- Your projected status level
- Points needed for next level
Tier Credits Earning Rates
Here’s how points are generally earned in the MGM Rewards Program (subject to change):
| Category | Tier Credits per $1 |
|---|---|
| Hotel Spend | 4 |
| Dining & Entertainment | 4 |
| Slot Play | Varies (typically 10 credits per $3 coin-in) |
| Table Games | Depends on game, average bet, and duration |
| BetMGM (Online Play) | Varies by state and game |
MGM Tier Points Formula
The basic formula used in the calculator is:
Tier Credits = Total Spend × Category Multiplier
Example:
- $500 hotel stay = 500 × 4 = 2,000 Tier Credits
- $200 dining = 200 × 4 = 800 Tier Credits
- $1,500 slot play (assuming 10 credits per $3) = 1,500 ÷ 3 × 10 = 5,000 Tier Credits
Total = 2,000 + 800 + 5,000 = 7,800 Tier Credits
With this, you’d still be Sapphire, but close to reaching Pearl (20,000).
Benefits of Each MGM Tier Level
1. Sapphire (0–19,999)
- Entry level
- Access to MGM Rewards
2. Pearl (20,000–74,999)
- Priority check-in
- Complimentary self-parking
- 10% bonus slot dollars
3. Gold (75,000–199,999)
- Waived resort fees
- Room upgrades
- 20% bonus slot dollars
4. Platinum (200,000+)
- Annual complimentary cruise
- Airfare credit to Las Vegas (when eligible)
- 30% bonus slot dollars
5. Noir (Invite Only)
- Highest level
- Guaranteed room/suite upgrades
- Chauffeured limo transport
- Premium customer service
Real-Life Examples
Example 1: Las Vegas Vacation
- 3 nights at Bellagio = $1,200
- Dining = $400
- Slot Play = $3,000
Hotel (1,200 × 4) = 4,800
Dining (400 × 4) = 1,600
Slot Play = ~10,000 Tier Credits
Total = 16,400 Tier Credits → Still Sapphire, but nearly at Pearl.
Example 2: Frequent Visitor
- Monthly spend:
- Hotel = $300
- Dining = $200
- Slot Play = $1,500
Monthly Credits = ~7,000
Annual Credits = 7,000 × 12 = 84,000 → Achieves Gold tier!
Who Should Use the MGM Tier Points Calculator?
- Casual players planning a trip and want to know their Tier potential
- Frequent visitors tracking progress toward Gold or Platinum
- Online players (BetMGM) combining spend for tier leveling
- MGM Credit Card holders monitoring spending impact
Frequently Asked Questions (FAQs)
1. What are Tier Credits in MGM Rewards?
Tier Credits determine your status level and are earned through spend at MGM properties and partners.
2. Do Tier Credits expire?
Yes, they reset on January 1st each year.
3. How many Tier Credits do I need for Gold status?
You need 75,000 Tier Credits to achieve Gold.
4. How is gaming spend converted into credits?
For slots: ~10 Tier Credits per $3 coin-in. For tables, it depends on average bet and time.
5. Can I combine BetMGM and in-person spend?
Yes, when accounts are linked, both contribute to Tier Credits.
6. Are Tier Credits the same as MGM Reward Points?
No. Tier Credits determine your status, while MGM Reward Points are used for spending.
7. What is the highest tier in MGM Rewards?
Noir is the highest tier but is invitation-only.
8. Do I earn Tier Credits for comps?
No, only qualifying paid spend counts.
9. Is the calculator accurate for BetMGM play?
Estimates can vary based on BetMGM’s own credit rates.
10. Can I use the calculator to plan a future trip?
Yes, it’s great for projecting future earnings based on estimated spend.
11. Are Tier Credits earned instantly?
Usually posted within a few days, but can vary.
12. How do I check my current Tier Credits?
Log in to your MGM Rewards account online or use the MGM app.
13. Can I use this calculator on mobile?
Yes, it’s fully responsive for mobile use.
14. Do food and drink at the casino count?
Yes, dining and entertainment spend counts toward Tier Credits.
15. Can I calculate Tier Points from multiple trips?
Yes, simply add your estimated spending from each trip.
16. Are credits earned on taxes and tips?
Generally, no. Only the base spend is eligible.
17. Is the calculator affiliated with MGM?
No, it’s a third-party estimation tool and not officially provided by MGM.
18. Can I earn credits for hotel stays booked via third parties?
Usually no. Only direct bookings qualify for Tier Credits.
19. Can group bookings contribute to my Tier Credits?
Only your personal spend counts, unless you’re the one paying.
20. Will using an MGM Rewards credit card boost my Tier Credits?
Yes, qualified spend using the card contributes Tier Credits.
Final Thoughts
The MGM Tier Points Calculator is a smart, simple tool for anyone trying to navigate the MGM Rewards ecosystem. Whether you’re planning a single trip or a year’s worth of gambling and dining, understanding how your spending translates into perks and upgrades helps you make the most of your MGM experiences.