Oregon Pay Calculator

If you work in Oregon, understanding your take-home pay—after federal and state taxes, deductions, and overtime—is essential for budgeting and financial planning. The Oregon Pay Calculator provides accurate estimates based on the state’s unique tax rules and labor laws.

Oregon Pay Calculator

(Default is 12%, adjust as needed)
(Average OR effective income tax: ~8.75%)
OR Minimum wage (2025): $14.20/hr (standard), $15.95/hr (Portland Metro), $13.20/hr (nonurban)
Overtime: 1.5x hourly rate for >40 hrs/week.
*This calculator gives an estimate and does not include all deductions.

📌 What Is the Oregon Pay Calculator?

An Oregon Pay Calculator is a tool that helps employees and employers compute net wages (take-home pay) after subtracting the following from gross pay:

  • Federal income tax
  • Oregon progressive state income tax (4.75%–9.90%)
  • Local transit/employment taxes (e.g., TriMet, Lane Transit, Metro, Multnomah Preschool)
  • FICA (6.2% Social Security + 1.45% Medicare)
  • Overtime for hours above 40/week
  • Pre‑ and post‑tax deductions (e.g., retirement, insurance) smartasset.com+15smartasset.com+15onpay.com+15smartasset.com+1onpay.com+1

✅ How to Use the Calculator

Step 1: Choose Pay Type
Select hourly or salaried.

Step 2: Enter Pay Details

  • Hourly: rate and hours worked (including overtime)
  • Salary: annual income and pay frequency

Step 3: Include Personal Info
Filing status, dependents, W‑4/OR‑W‑4 allowances oregon.gov+3onpay.com+3adp.com+3onpay.com+2smartasset.com+2goco.io+2

Step 4: Add Deductions
Pre‑tax: 401(k), HSA, insurance
Post‑tax: union dues, garnishments

Step 5: Calculate
View breakdown:

  • Gross pay
  • Federal, Oregon state, FICA, and local taxes
  • Deductions
  • Net take-home pay kiplinger.com

📘 Oregon-Specific Tax Details


🧮 Overtime & Wage Rules

  • Hourly overtime: 1.5× pay for hours over 40 per week—federal & Oregon law
  • Daily overtime: In manufacturing and certain industries, overtime applies after 10 hours/day workyard.com

💡 Example Calculations

1. Hourly with Overtime

  • $20/hr, 45 hours/week
  • Regular pay: $800; Overtime pay (5h × $30) = $150
  • Gross: $950
  • Withholdings (approx):
    • Federal (~12%) = $114
    • Oregon state (~7%) = $66.50
    • FICA (7.65%) = $72.68
  • Net pay ≈ $696.82

2. Salaried Employee

  • $50,000/year, bi-weekly = $1,923.08 gross
  • Withholdings:
    • Federal (~12%) = $230.77
    • Oregon (average ~7%) = $134.62
    • FICA = $147.12
  • Net pay ≈ $1,410.57

📊 Why Use It?

  • Understand true take-home pay
  • Include all applicable taxes and deductions
  • Plan for budgeting/financial goals
  • Employers can verify compliance with wage rules
  • Adjust W‑4 withholdings and deductions for accuracy

🛠 Tips for Accurate Results

  • Provide accurate W‑4 and OR‑W‑4 information
  • Include all deductions (pre- and post-tax)
  • Track overtime hours for correct calculations
  • Recalculate after salary changes, promotions, or tax law updates
  • Employers: ensure proper classification for exempt/non-exempt staff

❓ 20 FAQs

  1. What are Oregon’s income tax rates?
    4.75%–9.90% across four brackets smartasset.comonpay.com+3paycheckcity.com+3adp.com+3adp.com+2the-sun.com+2smartasset.com+2goco.io+1gusto.com+1kiplinger.com+2bankrate.com+2smartasset.com+2
  2. Does Oregon tax local transit?
    Yes—TriMet (~0.81%), Lane (~0.008%), and other local levies smartasset.com+1kiplinger.com+1
  3. Is overtime taxed?
    Yes—same as regular wages federally and by Oregon
  4. How is overtime calculated?
    1.5× regular rate for hours over 40/week smartasset.com+15oregon.gov+15paycheckcity.com+15
  5. Do salaried employees get overtime?
    Only if not exempt under FLSA/classification law oregon.gov+1smartasset.com+1
  6. What about daily overtime?
    Applies in certain industries (e.g., manufacturing) after 10 hours/day workyard.com
  7. What are FICA rates?
    Social Security 6.2% + Medicare 1.45% smartasset.com
  8. Can I adjust withholding?
    Yes, via W‑4 and OR‑W‑4 forms the-sun.com+3goco.io+3smartasset.com+3
  9. Does Oregon have sales tax?
    No statewide sales tax kiplinger.com+12en.wikipedia.org+12smartasset.com+12
  10. Are employer contributions visible?
    The calculator shows deductions but not employer-paid taxes
  11. What about tip taxes?
    Tips are currently taxable; potential exemption may begin 2026 smartasset.com+1smartasset.com+1kiplinger.com
  12. Can employees change pay frequency?
    Use the calculator to simulate different frequencies
  13. Is it mobile-friendly?
    Yes—most tools (SmartAsset, ADP, Gusto) are responsive
  14. Are there fees to use the tool?
    No—they are free online
  15. Is the result official?
    It’s an estimate—not a substitute for payroll/accounting advice
  16. Does it handle bonuses?
    Yes—include bonuses as gross income, taxed normally
  17. What about workers comp?
    Oregon WC is 1¢ per hour—usually employer-paid gusto.comonpay.compaycheckcity.com
  18. Can I calculate non-wage income?
    It only covers wage income
  19. Who should use it?
    Employees, job applicants, employers, payroll professionals
  20. How often should I recalculate?
    After any payroll change, yearly, or tax-law changes

🏁 Conclusion

The Oregon Pay Calculator is an invaluable tool for anyone earning wages in Oregon. It accounts for a wide range of taxes—state, federal, local—as well as deductions and overtime. Use it to understand your real paycheck, budget effectively, and ensure legal compliance in payroll.